Need an appraisal in Port Richey or Pasco County?

Here are the top reasons FL homeowners order from Michael Proud:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
Challenge property tax assessments
To cut your monthly mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
In the case of a FL divorce, when real estate needs to be divided
To determine the true market value of real estate in question to settle an estate in Pasco county or FL

Need help determining the price of your house in or near Port Richey, FL?
Contact Michael Proud.

We at Michael Proud understand the special needs of a customer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Michael Proud, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much your home is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value assessment than yours.

Appraisals to remove PMI

A fashionable way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. We are seasoned in helping people just like you delete unnecessary PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your house overvalued if your home not appreciating as much as other homes close to yours. That only means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. An appraisal report from Michael Proud is your strongest weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

If your property is in or near a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be unsuitable from a cash flow point of view, and detrimental to your credit score since it may appear as though that credit line is maxed out. Michael Proud can help you reinstate your home equity line of credit with an expert appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you would prefer to have a professional double-check it for preciseness or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? Michael Proud offers field reviews where we'll go out and check the subject and comps. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that While typically requested by banks, you may want to use this service if you suspect mortgage fraud related to your property.